Mumbai, January 17, 2026: HDFC Bank announced on Saturday that its consolidated net profit for the October to December quarter increased by 12.17 per cent, reaching Rs 19,807 crore. This performance compares to a consolidated net profit of Rs 17,657 crore recorded during the same period in the previous financial year. The Mumbai based lender also showed steady sequential progress, moving up from the Rs 19,611 crore profit reported in the September quarter.
The standalone results for India’s largest private sector bank followed a similar upward trajectory. For the third quarter, the bank’s standalone profit rose by 11.46 per cent to settle at Rs 18,653.75 crore. A primary driver of this growth was the core net interest income, which improved by 6.4 per cent to reach Rs 32,600 crore. Additionally, the bank generated non-interest income totaling Rs 13,250 crore during this three month window.
In terms of profitability metrics, the net interest margin remained stable at 3.35 per cent. The financial statement also highlighted the impact of changing regulations, noting that the implementation of new labour codes contributed approximately Rs 800 crore to the bank’s operating expenses for the quarter. Despite these additional costs, the lender maintained its growth momentum across both interest and non-interest revenue streams.
